Stacking the Odds in the Favour of Young Drivers

young driversYoung drivers are facing bad odds when it comes to staying safe on the road.  They are the demographic group of drivers most likely to be in an accident and for that accident to involve a fatality or a serious injury.  While the odds may be against them statistically there are tools and decisions to be made that can stack the odds in their favour.

Parents can make a major difference in the safety of their young driver by setting a good example and driving safely themselves.  Young drivers were once just passengers in the back seat of the parent’s car.  Children watch and repeat the behaviours they see from their parents.  By driving safely and avoiding distracted behaviours and unsafe driving practices, parents can set young drivers up for success.

Choosing telematics car insurance is a tool to help keep young drivers safer since it serves as a constant reminder to drive safely.  The product uses a GPS unit to monitor the driver’s habits behind the wheel.  Driving data collected is reviewed by the car insurance provider for risk assessment and premium costing.  Safe driving could offer the possibility for discounted rewards on premiums.  Some policies offer parental alerts when unsafe driving events occur such as speeding or hard braking.  While the product can’t guarantee a young driver will drive safer it could serve as a safety reminder while offering quality coverage at an affordable rate.

Safety experts suggest parents choose the car with the most safety features for their young driver.  While it is true that young drivers often get the “hand me down” family car or a used car for their first car, it should not negate the need to look for as many safety features as possible.  Enclosing the young driver in the safest car available could make the difference should an accident occur.

Setting rules with young drivers is another essential tool to keeping them safe on the road.  Studies have shown that the presence of a peer aged passenger in the car with a young driver increases the likelihood of an accident.  The more peer aged passengers present in the car the higher the odds become of there being a serious accident.  By limiting the number of passengers in a car with a young driver, parents are setting safety standards that could make all the difference.

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