Drivers to Encounter Speeder Catching Cameras on Major Roads

catching speedersDrivers speeding may be facing a fine each and every time they break the speed limit.  Motorway speed cameras work 24/7 and catch each and every speeder which is why they are installed or so say those looking to push safe driving speeds.  There are critics that see the cameras as less of a tool to keep roads safer but as an opportunity for raising money to fund budgets.

The new cameras meant to catch speeding drivers passing the 70 mph limit are meant to be stealth cameras as they will be a blending grey color rather than bright yellow as older speed cameras are colored.  They will be installed on major important roadways such as the M1 and M6.  Rather than looking to control speed better in construction areas, these cameras will be set to look for speeders on high volume roads.

One opposition group, Alliance of British Drivers (ABD), believes the cameras will have little to no impact on keeping drivers from speeding.

Roger Lawson, ABD spokesperson, said, “We are opposed to speed cameras in general. The evidence of their success in promoting safety is not good and in reality what is happening now is that the police are using speed cameras to fund their other activities through speed awareness courses.

“If these cameras are grey rather than yellow they are going to be harder to spot and so will have no impact in slowing traffic down. If there is a good reason for the traffic to be slowed down then the cameras need to be as visible as possible.”

There are those that oppose the cameras due to cost but in most studies the cameras pay for themselves quickly with revenue from fines.

A Highways Agency spokesperson said “These are not stealth cameras they are more visible that they were before. These motorways are not about speed limits. They are about smoothing the traffic flows and increasing capacity.

“The onus is on the driver to abide by the speed limit.”

Telematics Car Insurance Makes Case for Safety

young drivers face cost of drivingSafely handling of a car has never been a focal point of car insurers.  They constantly want to keep the amount of claims down, but have never offered a scheme to help drivers accomplish this.  Now however, a new type of car insurance is making the case for safety and the car insurance industry will never be the same.  The latest car insurance product to make waves across the country is known as telematics car insurance.

Telematics pay as you drive car insurance is attracting attention for very specific reasons.  It is enabling drivers to potentially save money based simply on drivers handling their car with safety.  A driver only needs to drive with safety in mind in order to save money.

This is unchartered territory for car insurance.  It is the first time a car insurance product is offering a scheme to aid drivers in saving money.  With telematics car insurance, drivers have a method to proving they are handling their car with safety.  This is done with a small device which is installed in the insured car on or near the dashboard.

The small device monitors driving habits like braking, cornering and acceleration.  Other habits are monitored as well, but these three are quite important to making the case for a driver handling the car with safety.

When the insurer sees the driver handling the car with safety, that driver becomes eligible to receive rewards in the form of discounts applied to future monthly car insurance costs.

The case for safe driving has never been stronger.  Telematics car insurance is making this possible and is easily obtainable online at any time.

Car Color Can Reveal Your Personality

car color equals personality typeWhile young drivers often inherit the older family car and have less influence on the style, color or model of the car they drive, the same cannot be said of the original buyer.  According to a study by the former DuPont Company, now Axalta, the color preference of a car can tell a lot about the buyer.  Axalta Coating Systems is a global car coating business located in car manufacturing city Detroit so they know a lot about color preferences for cars of all types.

The Axalta Automotive Color Popularity Report for 2013 suggested that the type of car chosen by a driver such as a sporty car or a luxury sedan would likely be colored differently.  Sporty cars are more often colorful and meant to stand out such as bright yellow or red while expensive sedans are usually looking to be less flashy and more conservative in popular white or black tones.

White cars are often popular choices for people where the weather is hot.  So color could also divulge where the driver lives as much as their personality type.  White is also seen as a youthful and contemporary color that is seen as a fresh brand color.  Black is seen as a luxury color that evokes a flare of sophistication.  It is a classic color that is considered a popular color by conservative drivers.

Silver is another popular car color and is considered a neutral and modern color that is often chosen by ambitious personalities.  Red is a popular color and with men is seen as powerful while women view the color as fun.  It is definitely a color that is calling for the attention from others.  Blue comes in a wide variety of tones and depending on the particular blue chosen can indicate security and serenity or a bold confidence.

Brown and tans are popular with those that are reserved while yellow is a popular choice for outgoing young drivers.  Green comes in darker hues to light and can indicate conservative choices or a tendency toward environmentalism.

Of course most often there is more to the choice of the car than just the color but there is some truth to choice of color being indicative as to the driver’s current mood, confidence, place of residence and age.  The same can be said of fashion choices, color choice of smartphone and backpacks.  It is likely more important in this day and age whether the car gets good fuel mileage and has a reputation for safety and longevity on the road than whether it comes in bright red or subdued gray.

Telematics Car Insurance Brings Relief to a Battered Industry

telematics car insuranceThe car insurance industry has been under siege from higher costs for decades.  In recent years costs have started to pull back and fall.  But now there is evidence costs are set to increase in the coming months which is causing stress and more burden for families with a set budget.  Inflation is not out of control but with an increase in car cover cost coming, families are bracing for possible struggles in the near future.

Telematics car insurance could be the relief the car cover industry needs to help fight the coming rise in cover cost.   It utilises technology which has been around for years but is just now being applied to the car insurance industry.

The technology includes a GPS enabled device and a personal online dashboard which is accessible to all drivers who simply have to log on.  The GPS enabled device is installed in the interior of the insured car and is necessary to the cover which is telematics car insurance.

Telematics car insurance is being called revolutionary to the industry by some as traditional car insurance is being referred to as old style and old fashioned.  This new type of car cover is bringing potential relief to many drivers who have been battered with high cost for years.

Now driving safely is the only thing it takes to potentially save money.  The small device which is installed in the insured car monitors driving habits like braking and cornering.  Acceleration as well as the times which the car is being driven is also noted by the device.

This device makes it possible to save money by providing data the insurer uses to reward drivers with discounts.  This is helping drivers potentially save money and is bringing relief to a battered industry.

Car Insurance Providers Competing for Drivers Produces Great Rates

save car insuranceCar insurance providers have been involved in a price war in an effort to pull drivers toward their products.  According to AA, the average cost of a year’s comprehensive coverage is £533 which is a reduction of 14.1% from last year’s £621.  The last three months have resulted in a decline of 4.6% in the cost of coverage.  Declines in car insurance premiums are the result of efforts to decrease false claims of which many are bogus whiplash claims.

The AA Insurance Premium Index published annually revealed that London drivers pay the most in car insurance while Scotland drivers are offered the cheapest car insurance rates.

Young drivers have also benefitted from the declines in car insurance with those aged 17-22 years old experiencing an average decline of 5.4% in the last three months as comprehensive coverage for a year fell to an average of £1,187.  Senior drivers averaged a decline of 4.1% in their car insurance quotes.  AA averages are found by averaging the lowest five quotes found on the market.

While currently better rates are to be found in comparison to a year ago, the competition will likely soon level out.

Simon Douglas, director of AA Insurance remarked, “It’s as if premiums are on a helter-skelter slide. I fear that the downward spiral will end with a bump.  And while I expect the falls to continue at a slower rate over the first quarter of this year, I think they will then level off.  But my biggest fear is that if the falls are too great, premiums will bounce sharply up again later in the year.  That would not be good for the reputation of the industry.”

Experts have long encouraged drivers to shop around when renewal time occurs.  This would especially be true for those that bought their current policy in the last few years for they are paying rates that were quoted during peak pricing periods.  Telematics car insurance is a good place to start for those looking for quality coverage at a more affordable rate, including young drivers that will find the product especially beneficial.

Telematics Car Insurance Brings Cover Purists a Step Forward

telematics car insuranceCar insurance is a required product of all drivers of UK roadways.  It has been around for decades and has come to be relied on for protection and financial support during times of car repair.  Not only do drivers get protection for themselves, but also other drivers who might be involved in a car crash.  Car cover purists have come to appreciate these types of features of car insurance as they have been consistent through the years.

There is now a new type of cover available for not only purists, but also new drivers as well.  It is called telematics pay as you drive car insurance and is turning heads of all drivers throughout the UK.

This new type of cover is completely unique to all other types of cover.  Purists can appreciate telematics car insurance due to its protection and support that traditional car insurance has always offered.  Telematics however offers more.  It offers the protection of old style cover with new benefits to drivers.

Car cover purists are able to reap the benefits of car insurance with added benefits.  Telematics car insurance is an insurance product with punch.  It involves technology which has been available for years, but is just now entering the car insurance industry.

A mobile phone-size device is installed in the interior of the insured car which monitors driving habits.  Habits like acceleration, braking and cornering are monitored for evidence of safely handling a car.  Drivers handling their car with safety receive rewards in the form of discounts which are applied to future monthly car insurance costs.

Young Drivers Remain at Risk on Welsh Roads

young driversYoung drivers remain at risk on the roads.  Statistics released by the Welsh Government show that young drivers more than any other group of drivers are dying in car related accidents.  More than a quarter of all drivers and passengers killed between 2008 and 2012 were under the age of 25.  Those under 25 that were killed or seriously injured in car accidents in Wales amounted to 27% despite the fact that that same age group of 16 to 24 year olds makes up just 12% of the population.

Road charity Brake has called for more urgent steps to be taken to keep young drivers safer on roads.

Statistics did show a reduction of the number of young drivers that were killed on the road in a comparison of data from 2012 to 2011 but the numbers are still high and startling in comparison to other driver groups.  The result in the reduction is due to fewer young drivers on the road and not the success of a previous move to keep them safer.  The economic conditions have kept many young people off the road.

The Welsh Governments’ National Statistics Report stated: “The decline in the number of young men drivers (who are particularly at risk of injuring themselves or other road users) is linked to changes in the socio-economic position of young men, exacerbated by changes in the wider economy since 2008.”

In response, Michelle Harrington, The Royal Society for the Prevention of Accidents (RoSPA) road safety manager for Wales said, “Reducing road casualties amongst the 16 to 24-year age group remains a key priority for both Welsh Government and its road safety partners.

“The Road Safety Framework for Wales, published in July 2013 sets a target of a 40% reduction in the number of young people (aged 16 to 24) killed and seriously injured on Welsh roads by 2020 (compared to the 2004-08 average figures for Wales).

“Together with a targeted and established range of education, training and publicity measures carried out across Wales, external factors, such as the economy, motoring costs and weather conditions, seem to have contributed to the reported reductions.

“The Framework identifies young people as a high risk group and sets out clear expectations and targets.

“Whilst the continued downturn in casualties is welcomed by RoSPA and its partners in Road Safety Wales, the focus firmly remains on achieving a further significant reduction in casualties amongst this age group.”