Stacking the Odds in the Favour of Young Drivers

young driversYoung drivers are facing bad odds when it comes to staying safe on the road.  They are the demographic group of drivers most likely to be in an accident and for that accident to involve a fatality or a serious injury.  While the odds may be against them statistically there are tools and decisions to be made that can stack the odds in their favour.

Parents can make a major difference in the safety of their young driver by setting a good example and driving safely themselves.  Young drivers were once just passengers in the back seat of the parent’s car.  Children watch and repeat the behaviours they see from their parents.  By driving safely and avoiding distracted behaviours and unsafe driving practices, parents can set young drivers up for success.

Choosing telematics car insurance is a tool to help keep young drivers safer since it serves as a constant reminder to drive safely.  The product uses a GPS unit to monitor the driver’s habits behind the wheel.  Driving data collected is reviewed by the car insurance provider for risk assessment and premium costing.  Safe driving could offer the possibility for discounted rewards on premiums.  Some policies offer parental alerts when unsafe driving events occur such as speeding or hard braking.  While the product can’t guarantee a young driver will drive safer it could serve as a safety reminder while offering quality coverage at an affordable rate.

Safety experts suggest parents choose the car with the most safety features for their young driver.  While it is true that young drivers often get the “hand me down” family car or a used car for their first car, it should not negate the need to look for as many safety features as possible.  Enclosing the young driver in the safest car available could make the difference should an accident occur.

Setting rules with young drivers is another essential tool to keeping them safe on the road.  Studies have shown that the presence of a peer aged passenger in the car with a young driver increases the likelihood of an accident.  The more peer aged passengers present in the car the higher the odds become of there being a serious accident.  By limiting the number of passengers in a car with a young driver, parents are setting safety standards that could make all the difference.

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Drivers to Encounter Speeder Catching Cameras on Major Roads

catching speedersDrivers speeding may be facing a fine each and every time they break the speed limit.  Motorway speed cameras work 24/7 and catch each and every speeder which is why they are installed or so say those looking to push safe driving speeds.  There are critics that see the cameras as less of a tool to keep roads safer but as an opportunity for raising money to fund budgets.

The new cameras meant to catch speeding drivers passing the 70 mph limit are meant to be stealth cameras as they will be a blending grey color rather than bright yellow as older speed cameras are colored.  They will be installed on major important roadways such as the M1 and M6.  Rather than looking to control speed better in construction areas, these cameras will be set to look for speeders on high volume roads.

One opposition group, Alliance of British Drivers (ABD), believes the cameras will have little to no impact on keeping drivers from speeding.

Roger Lawson, ABD spokesperson, said, “We are opposed to speed cameras in general. The evidence of their success in promoting safety is not good and in reality what is happening now is that the police are using speed cameras to fund their other activities through speed awareness courses.

“If these cameras are grey rather than yellow they are going to be harder to spot and so will have no impact in slowing traffic down. If there is a good reason for the traffic to be slowed down then the cameras need to be as visible as possible.”

There are those that oppose the cameras due to cost but in most studies the cameras pay for themselves quickly with revenue from fines.

A Highways Agency spokesperson said “These are not stealth cameras they are more visible that they were before. These motorways are not about speed limits. They are about smoothing the traffic flows and increasing capacity.

“The onus is on the driver to abide by the speed limit.”

Telematics Car Insurance Simplifies Car Cover for Good

telematics car insuranceDriving a car on UK roadways carries with it many privileges, but those privileges do not come without a cost.  Obtaining a driver licence carries a cost, as well as driver training.  But there is another cost which is attached to driving.  It is the cost of car insurance.  Many drivers consider obtaining cover to be difficult and cumbersome.  There is now a product available which changes the industry and therefore many driver opinions forever.  It is known as telematics pay as you drive car insurance.

Telematics car insurance simplifies the car insurance process for good.  It is changing the industry like nothing ever has.  It is the first car insurance which helps drivers by offering them a scheme to help them save money each month.

Telematics car insurance comes with a scheme based on safe driving.  This scheme is unique due to it being based on earning rewards as you drive.  A special piece of hardware is installed in the insured car which monitors driving habits.  These habits are monitored so drivers are able to prove they can handle their car with safety in mind.

Habits like acceleration, braking and cornering are monitored as well as others.  Car cover is now simpler than ever.  A driver simply needs to drive a car with safety in mind in order to take advantage of valuable rewards offered by insurers.

As insurers see drivers handle cars with safety in mind, those drivers are presented with valuable rewards in the form of discounts applied to future monthly car insurance costs.

Telematics car insurance has made car cover simple like never before.  It can be purchased online at any time.

Telematics Car Insurance Makes Case for Safety

young drivers face cost of drivingSafely handling of a car has never been a focal point of car insurers.  They constantly want to keep the amount of claims down, but have never offered a scheme to help drivers accomplish this.  Now however, a new type of car insurance is making the case for safety and the car insurance industry will never be the same.  The latest car insurance product to make waves across the country is known as telematics car insurance.

Telematics pay as you drive car insurance is attracting attention for very specific reasons.  It is enabling drivers to potentially save money based simply on drivers handling their car with safety.  A driver only needs to drive with safety in mind in order to save money.

This is unchartered territory for car insurance.  It is the first time a car insurance product is offering a scheme to aid drivers in saving money.  With telematics car insurance, drivers have a method to proving they are handling their car with safety.  This is done with a small device which is installed in the insured car on or near the dashboard.

The small device monitors driving habits like braking, cornering and acceleration.  Other habits are monitored as well, but these three are quite important to making the case for a driver handling the car with safety.

When the insurer sees the driver handling the car with safety, that driver becomes eligible to receive rewards in the form of discounts applied to future monthly car insurance costs.

The case for safe driving has never been stronger.  Telematics car insurance is making this possible and is easily obtainable online at any time.

Telematics Car Insurance Makes Miles Affordable

car insurance costCar insurance is not inexpensive for any driver.  It is an expense which drivers pay for every month and is required for driving on any UK roadway.  A new car insurance product is taking the country by storm and is growing in popularity each week.  The latest car insurance product to attract the attention of drivers is known as telematics pay as you drive car insurance.  It is the first car insurance product which allows drivers to pay for only the miles they estimate to need in the coming months.

Drivers are becoming more fond of telematics car insurance each week.  They are able to do something with this new car insurance that is completely unique.  It is known as pay as you drive.  This scheme allows drivers to only pay for the miles which they believe they will drive in the coming months.  This is an excellent way to buy car insurance and save money at the same time.

Car insurance is not an inexpensive part of getting behind the wheel.  Pay as you drive car insurance allows drivers to pay for a set amount and benefit the family budget as well.  As miles get close to expiring, drivers are able to top up like topping up minutes on a mobile phone.

Telematics car insurance can benefit every driver and is attracting drivers from many age groups.  Whether drivers are simply going to school and home or traveling to a place of employment, they are seeing benefits which have never been seen before.

Telematics car insurance is making cover more affordable for all types of drivers, regardless of age.

Car Part Newly Designed in London Offers Savings in Fuel and Emissions

petrol technologyCars that run on less fuel and emit less environmental toxins are what drivers are seeking.  A scientist with the Imperial College London has developed a prototype catalytic converter that could do both.  Not only could the newly designed part help consumers save money on fuel costs, it could also save money on car manufacturing costs.  In the long run, the savings would prove beneficial to both consumers and the environment.

The prototype’s inventor, Dr. Benjamin Kingsbury, is a Research Associate with the Department of Chemical Engineering at Imperial College of London.  In reference to the invention, he remarked, “Catalytic converters are the most important component in a vehicle for controlling exhaust emissions. Yet their design has not changed since they were first developed in the 1940s. The prototype I have developed could make cars cheaper to run because they use less fuel. It could potentially help manufacturers to reduce their costs. Drivers could also be a major beneficiary of this device, which could save on fuel costs and ultimately lead to reduced CO emissions.”

Tests with the new design suggest it would help reduce fuel consumption on a standard car by up to 3%.  It would use up to 80% less rare metal in the manufacturing process reducing the use of platinum which is a key component in the making of catalytic converters.  This pricey metal accounts for more than 50% of the cost of the current manufacturing of the device.

Others on the development team of the new catalytic converter are Professor Kang Li and Dr. Zhentao Wu, both with the Department of Chemical Engineering at Imperial.  The team is currently in the process of taking the prototype to mass manufacturing.

Drivers on UK Roads Encountering Expensive Potholes

potholes as a nuisanceDrivers on UK roads are subject to preventive driving efforts that involve avoiding almost unavoidable potholes.  Sometimes they can be avoided and sometimes not.  If not, then the driver is likely to find they have damage that will be costly.  Others, less skilled at safely avoiding the potholes when possible, could be causing accidents that are even more costly.  In the end, potholes left unrepaired are a nuisance, dangerous and costly to all.

It is estimated by Halfords Autocentres that annual repairs costing £1.2 billion are made for suspension, steering and wheel repairs resulting from encounters with potholes in the roads.  This is a 16% increase over the same resulting repairs made a year ago.  This shows that more potholes are showing up over the area.  It is estimated that 8.9 million cars have suffered problems from potholes that required repairs.  Individual repairs average to approximately £140.

In an estimate from Asphalt Industry Alliance there are as many as 2 million potholes in UK roads and the number of reported potholes to councils has increased over the last year by 18%.

Rory Carlin, Halfords Autocentres spokesperson, said, “The surface of our roads is deteriorating to the point where drivers are now likely to encounter a potentially damaging pothole during most journeys – with rain-filled holes being harder to see and avoid.

“In a new car a small pothole can damage wheels, tyres and shock absorbers but with large numbers of drivers keeping their cars for longer and cutting back on routine maintenance older, less well maintained cars are even more vulnerable.”

The Government is spending approximately £1 billion per year on road maintenance.  It is estimated that there were repairs to 2.2 million potholes last year but there are so many to be done that it could take 10 years to repair the backlog of reported potholes.