Car Color Can Reveal Your Personality

car color equals personality typeWhile young drivers often inherit the older family car and have less influence on the style, color or model of the car they drive, the same cannot be said of the original buyer.  According to a study by the former DuPont Company, now Axalta, the color preference of a car can tell a lot about the buyer.  Axalta Coating Systems is a global car coating business located in car manufacturing city Detroit so they know a lot about color preferences for cars of all types.

The Axalta Automotive Color Popularity Report for 2013 suggested that the type of car chosen by a driver such as a sporty car or a luxury sedan would likely be colored differently.  Sporty cars are more often colorful and meant to stand out such as bright yellow or red while expensive sedans are usually looking to be less flashy and more conservative in popular white or black tones.

White cars are often popular choices for people where the weather is hot.  So color could also divulge where the driver lives as much as their personality type.  White is also seen as a youthful and contemporary color that is seen as a fresh brand color.  Black is seen as a luxury color that evokes a flare of sophistication.  It is a classic color that is considered a popular color by conservative drivers.

Silver is another popular car color and is considered a neutral and modern color that is often chosen by ambitious personalities.  Red is a popular color and with men is seen as powerful while women view the color as fun.  It is definitely a color that is calling for the attention from others.  Blue comes in a wide variety of tones and depending on the particular blue chosen can indicate security and serenity or a bold confidence.

Brown and tans are popular with those that are reserved while yellow is a popular choice for outgoing young drivers.  Green comes in darker hues to light and can indicate conservative choices or a tendency toward environmentalism.

Of course most often there is more to the choice of the car than just the color but there is some truth to choice of color being indicative as to the driver’s current mood, confidence, place of residence and age.  The same can be said of fashion choices, color choice of smartphone and backpacks.  It is likely more important in this day and age whether the car gets good fuel mileage and has a reputation for safety and longevity on the road than whether it comes in bright red or subdued gray.

Drivers May Face Smoking Ban if Children are Passengers

ban on smoking with child in carDrivers may soon be forbidden to smoke in their personal cars as David Cameron is said to be considering the restriction.  The ban would be specific to those cars with children as passengers.  Possible fines would range in the area of £60 for a driver or adult in a car that smoked with children present.

Should the vote for the new restriction fail to pass then it is expected it would be included in the manifesto of the Labour party for their next election.

Smoking in workplaces and public areas has been restricted in England since 2007.  The savings in health care dollars is suspected to be in the millions of pounds as people have been able to avoid breathing in second-hand smoke from those that choose to smoke despite health warnings.

The ban against smoking in a car when children are passengers would not be trend setting as a new consideration to further cut back those exposed to second hand smoke.  Such a ban is already in place in many areas of America, Australia, and several European countries.

Andy Burnham, Shadow Health Secretary, made a comment to Sky News in an interview saying, “When it comes to improving the health of children, we are duty bound to consider any measure that might make a difference.

“Adults are free to make their own choices but that often does not apply to children and that’s why society has an obligation to protect them from preventable harm.”

Experts have revealed that smoking in a car is much more harmful to a child than smoking in the home due to the close quarters.  The toxic concentrations of the smoking are hard to avoid within a car and children do not usually have the means to escape the toxic air and choose to avoid it by opening a window or exiting the car.

Pro-smoking advocates feel that the ban is unnecessary.  They are also afraid of how far the ban on smoking could reach and perhaps someday be targeted to restrict smokers from inhaling their cigarettes, cigars and pipes within their own homes.

In a poll conducted by YouGov in 2011 it was found that 78% of adults in Great Britain felt smoking in a car with young children should be banned, while 44% felt the ban should be extended to all cars whether children are present as passengers or not.

Drivers Could Face Roadside Fatigue Tests in Near Future

fatigue drivingDrivers tired at the wheel are as dangerous as those that are drink driving and drug driving.  In Australia where two out of ten serious car accidents involve fatigued drivers they are attempting to make roads safer.  In a $14.5 million funded project, researchers are looking for ways to improve alertness and discover through roadside testing the drivers that are too tired to drive.

Should testing become available to officers then drivers could be fined for getting behind the wheel when they should be resting.  The current research is involving using a person’s saliva or sweat to determine if they are alert enough to drive.  The use of such a test could cross over to test workers that are fleet drivers or operating heavy machinery on a job site.

The research teams at the Co-Operative Research Centre for Alertness, Safety and Productivity are working on ways to increase alertness with specialized lighting, alerting systems, and testing abilities to see past a person’s tiredness to discover underlying health problems such as sleep apnea or insomnia.  Consideration is being given to tests that could be done individually by a driver before they climbed in behind a wheel.  The test could signal that more than a caffeinated drink is necessary to begin a journey.

In a recent survey conducted by safety charity Brake and Direct Line insurance, it was determined that a third of the drivers in the UK admitted to nodding off while driving.  One in fourteen of those polled admitted to completely falling asleep behind the wheel.  Most of the reason is that people are simply sleep deprived with 49% of the 1,000 polled drivers saying they had driven after sleeping less than five hours the previous night.

Don’t Fear the Car Insurance Policy Switch Embrace It

young driverDrivers often have a mental as well as emotional block when it comes to consideration of a car insurance policy switch.  However, that block could be costing them money.  It is a common behaviour to exhibit loyalty to certain products and services, but when the same can be found elsewhere at a more affordable cost of equal quality if not better, then why not switch?

Car insurance experts suggest that renewal time be a key point in time in which a driver should consider a switch.  Renewals often are accompanied by an increase in the premiums and therefore shopping around could offer an opportunity for saving money.  Due to the fact that average car insurance policy costs have fallen in the last year, those paying at last year’s rates or even the year before, could find that rates offered now are much cheaper.

Telematics car insurance is a good place to start if the driver is a safe driver.  Most telematics car insurance providers offer discounts for safe driving habits.  There are others that offer substantial savings for low mileage.  Shopping through the telematics policy offerings will help a driver discover the best choice for their coverage needs.

Online shopping for car insurance is simple as it can be done any time of day at the convenience of the driver.  Quotes can be requested, comparisons easily done and a policy quickly purchased online.  Drivers can choose to have the policy start at their preferred date and they can print required paperwork on their own printer or allow paperwork to remain stored online.

Those interested in saving money with telematics car insurance can also purchase online as they are offered a grace period to allow the professional installation of the associated GPS unit used for data collection with the insurance product.  The provider will usually coordinate with a professional installer to do the installation at the driver’s workplace or home.

Shopping online for car insurance is so simplified and quick that drivers should not fear the process of making a switch.  Loyalty should be shed as a new policy could offer savings and perhaps a new policy that better matches the driver’s current coverage needs.  Don’t fear a car insurance policy switch but rather embrace it and perhaps benefit greatly by doing so.

Insurance Claims for Holiday Storm Damage Exceed Expectations

holiday storm damage claimsCar insurance claims for storm damage and flooding that occurred over the Christmas and New Year holidays have hit an unexpected level much higher than first thought.  The Association of British Insurers has estimated that all insurance claims, including home, car and businesses, currently submitted equal £426 million and more are expected to arrive.  The UK experienced bad weather with heavy rain, flooding and strong winds between 23 December and 8 January.

Community areas are also experiencing higher than expected expenses to correct damages from the storms.  Roads are in need of repair as are some public buildings and areas.

The probable end result claim payouts will not make the Holiday Storms the most costly but in terms of cost it could end up on a short list of the costliest.

Aidan Kerr, ABI assistant director, said, “Insurers are playing a crucial role in helping customers affected by the storms and floods recover.

“Together with loss adjusters, insurers reacted quickly to help flood victims get through Christmas. Insurers will continue to work closely with customers to ensure the repair process is completed as soon as possible.

“This was a traumatic event for those affected, and shows the importance of having adequate property insurance. The insurance industry is fully prepared to deal with the damage caused by bad weather like this.”

Unexpected events as well as unexpected accidents can interrupt daily life.  Insurance serves as a safety net to keep those impacted from experiencing difficult financial situations.  Only through quality insurance coverage can a person have peace of mind.  Car insurance offers drivers the peace of mind that they will be protected financially and drivers should seek out a policy that offers the best match of needed coverage.

Car Part Newly Designed in London Offers Savings in Fuel and Emissions

petrol technologyCars that run on less fuel and emit less environmental toxins are what drivers are seeking.  A scientist with the Imperial College London has developed a prototype catalytic converter that could do both.  Not only could the newly designed part help consumers save money on fuel costs, it could also save money on car manufacturing costs.  In the long run, the savings would prove beneficial to both consumers and the environment.

The prototype’s inventor, Dr. Benjamin Kingsbury, is a Research Associate with the Department of Chemical Engineering at Imperial College of London.  In reference to the invention, he remarked, “Catalytic converters are the most important component in a vehicle for controlling exhaust emissions. Yet their design has not changed since they were first developed in the 1940s. The prototype I have developed could make cars cheaper to run because they use less fuel. It could potentially help manufacturers to reduce their costs. Drivers could also be a major beneficiary of this device, which could save on fuel costs and ultimately lead to reduced CO emissions.”

Tests with the new design suggest it would help reduce fuel consumption on a standard car by up to 3%.  It would use up to 80% less rare metal in the manufacturing process reducing the use of platinum which is a key component in the making of catalytic converters.  This pricey metal accounts for more than 50% of the cost of the current manufacturing of the device.

Others on the development team of the new catalytic converter are Professor Kang Li and Dr. Zhentao Wu, both with the Department of Chemical Engineering at Imperial.  The team is currently in the process of taking the prototype to mass manufacturing.

Young Drivers Expected Safety Paper Delayed for Further Review

young driversYoung drivers and soon to be young drivers are awaiting the expected publishing of the Government’s Green Paper on young driver safety.  There are considerations to be suggested to be used in changing the licencing process or laws impacting young drivers for the purpose of keeping them safer on UK roads.  The Green Paper was due initially at the end of 2013 but it was delayed for further investigation as to how to best deduce the right decisions toward keeping young drivers safe while behind the wheel.

A specific consideration to be reviewed is that of whether or not to introduce a curfew for young drivers.  By keeping them off the road late at night when most accidents occur, it is expected many lives could be saved.  However, the restriction could be detrimental to those young drivers that work late hours and those businesses that are reliant on young workers to take on work hours that are not particularly popular or convenient for other aged workers.

The delay in the Green Paper has been criticized and the Association of British Insurers (ABI) in an interview stated that the publication is not likely to be available until after the next election since many of the suggestions may not be popular with voters.

Huw Evans, deputy director general of the ABI, stated in an interview with a news agency, “The prospects seem to be diminishing because a degree of political courage is needed, as there is with anything that explores change and reform.  We are getting increasingly frustrated and impatient at the lack of a green paper.  We don’t need a definite statement of government policy, just something to stimulate debate and discussion,”

Suggestions for the Green Paper are expected to include a graduated licencing process for new drivers, a possible curfew and more hours of driving experience required including night driving.